Someone asks how to pay you. You have maybe ten seconds of their patience. What you send next decides whether you get paid or start a support thread.
The comparison
Wallet address
A raw address is for software and for people who enjoy explorers. It has no amount, no memo, no “you meant @kemi.” Wrong paste is catastrophic. Don’t lead with this in Slack.
Invoice PDF
Useful when AP requires it. Incomplete when it’s the only artifact. Attach a Vybe request or catalog link so the human who clicks can finish.
Payment link / @name
A pay link or @username send is the money-app object: identity, amount, confirm. That’s Pay. Recurring work still belongs on Collect’s catalog.
If a stranger can pay the wrong person with one paste, you sent the wrong object.
Chooser
- Friend, known amount → Pay @username
- Client, one-off amount → payment request link
- Client, you sell this every week → Collect offering
- AP wants a PDF → PDF + link, never PDF + hex alone
Claim @you so the next ask isn’t “send wallet.” The link is the product. The address can stay in settlement where it belongs.
