Your AI can already shop. Your money still can’t.
Cursor and Claude are ready to pay. Most wallets either block them — or would let them spend without you. You need a third option: the agent starts it, you say yes.
One wallet · humans + AI · you stay in control
One wallet.
Humans pay. Agents pay.
You approve.
Clients, friends, and AI credit the same number. When your agent wants to spend, you Approve — nothing leaves until you say yes.
Free to open. 1.5% on payment requests.
See how Approve works Paid by people and agents Pay by @name You Approve every agent spend
Agent pay waitingApprove $0.005
9:41● ●
vybeAgent wants to pay$0.005Research PaperReview · Approve or Decline ›
$2,840.50
@alexSendRequestInviteScan
Add moneyTransactionsAll
- $1:1 design critiqueClient paid · on your balance+$150
- K@kemi booked youHuman pay · same wallet+$150
You approvePIN-locked agent spend
Humans payAgents payYou approve
The problem
Money still treats AI like a stranger — or a blank check.
You’re already getting paid across borders. Agents are already trying to buy. The tools in the middle either drown you in crypto homework or would skip the only thing that matters: your yes.
Getting paid still lives in DMs.
You price a session, then chase “what’s your wallet?” in chat. Clients stall. Agents can’t even find you. A catalog they can both pay should be enough.
Five rails. Zero clear number.
Bank here, crypto there, invoices somewhere else. You don’t want a trader cockpit. You want one balance that goes up when you get paid — and stays put until you approve a spend.
The outcome
Get paid. Pay people. Stay the last yes.
One @you. One balance. Collect brings money in from humans and agents. Pay sends it to people. Wallet holds it — and asks you to Approve when an agent wants to spend.
Money in
Get paid by people and agents
Publish once. Clients book a session. Agents hit the same offering. Credits land on one balance — not a second ledger.
Start collectingMoney out to people
Pay anyone by @name
Send to friends and freelancers like a contact. Confirm the person and amount. No address paste. No gas-token side quest.
See pay by @nameYou stay in control
Agents spend only when you Approve
Give your AI a spend key with hard caps. Every pay hits a yes/no card in Vybe — PIN-locked. Decline cancels it. Nothing silent.
See how Approve worksGet paid
One catalog. Two kinds of buyers. Same number.
Stop chasing payment in chat. Publish a price. Share a link. Enable Collect so agents can pay the same offering. When it clears, Wallet goes up — then you send it on by @name.
See how Collect worksClaim @you — that’s how they find you
Humans and agents pay the same name. No hex string in a Notion doc.
Price it once. Get paid twice.
Sessions, packages, APIs — one catalog. Client link for humans. Collect for agents. Same offering.
Send a request. Watch the number go up.
Lock an amount and a memo. They open the link, pay, and it lands on your balance.
Confirm before it leaves
See who you’re paying. Approve agent spend with your PIN. You stay the last yes.
You approve
Your agent can pay. You still say yes.
Issue a spend key with limits. Paste it into Cursor or Claude. When the agent wants to buy, you get a card in Vybe — amount, who it’s for, Approve or Decline. PIN on Approve. That’s the product.
- One number that goes up when clients or agents pay you
- Pay people by @username — confirm before it leaves
- Your AI can start a payment. You Approve or Decline every time
- Hard caps on agent spend. Revoke the key, it stops
- Desk on web. Daily money on mobile. Same @you
- No seed phrase ritual — sign in with email or Google
How it works
Three steps. You’re still the one who says yes.
Claim @you, publish a price, and get paid today. Connect an agent when you’re ready — every spend still waits for your tap.
Interface, not a bankLicensed partners handle settlement. You keep the last tap on every agent spend.
Open your wallet
Sign in with email or Google. Your account and balance exist in minutes — no seed phrase to screenshot and lose.
Claim @you and publish a price
That’s how clients find you and how agents discover your catalog. One name. One list of offerings.
Get paid. Pay people. Approve agents.
Money in lands on Wallet. Send to @names when you need to. When Cursor wants to pay, you tap yes — or no.
Live today
Claim my @nameLet Cursor pay. You still tap yes.
Collect is live for humans and agents. Pay MCP is live for agent spend under caps. Marketplace listings agents can buy. Same wallet you already use on the phone.
Browse what agents can payProof in writing
How people get paid — then open the wallet.
Short notes on Collect, Pay, and Approve. Every one ends in the product, not a newsletter dead end.
Vybe Checkout for merchants: one session for humans and agents
Native Checkout sessions for Collect. Redirect people to a hosted page. Agents hit the same URL with JSON. Fixed SKUs or dynamic cart totals—then fulfill on payment.paid.
Read the note
How to get paid when an AI agent wants to buy from you
Agents can already spend. Most sellers still can’t take the payment. Collect is the inbound rail—same catalog for humans and agents.
Read the note
What is a machine-readable price list?
If an agent can’t read your prices, it can’t pay you. A catalog with ids, locked amounts, and receipts is the difference between a DM and a sale.
Read the noteGet the next note.
One email when we publish. Or browse the blog.
FAQ
The objections that stop people from opening a wallet.
If an agent can pay, you should know exactly who still has the last word.
Can my AI spend without me?
No. An agent can start a payment under the caps you set. Money does not move until you Approve in Vybe. Decline cancels it. We do not silent-debit your wallet.
Do I need crypto experience?
No. You sign in, claim @you, and work in a dollar number. Addresses, gas, and chain homework stay off the home screen.
Who pays me — people or agents?
Both. Collect is one catalog: humans book a link, agents pay the same offering. It all credits the same balance.
What happens if I send to the wrong person?
You confirm the @name and amount before funds leave. Treat it like any money app — check the name twice.
How do I fund the balance?
Get paid: service page, payment request, or a transfer in. Bank deposit is regional where live. Move money out by paying @names or withdrawing to another wallet first.
Is Vybe a bank?
No. Vybe is software. Licensed partners handle banking and settlement. You keep a self-custody wallet under email recovery — we don’t hold deposits on our balance sheet.
What if I don’t want agents involved?
Don’t issue a spend key. Humans can still pay you by link and @name. Agent pay is opt-in — you stay in control.
Want the long version? Browse all FAQs
Claim @you. Get paid. Stay the last yes.
Open the wallet, publish a price, and connect an agent when you’re ready. Humans and AI pay the same catalog. Nothing leaves without your Approve.