$0 to create
No upfront fee just to hold a dollar card. The hook is intentional—freelancers shouldn’t pay rent on plastic they never asked for.
Virtual dollar card
A free dollar card—without the usual fees.
Coming to Vybe: a virtual Visa tied to your stablecoin balance. $0 creation. $0 maintenance. Open your wallet today and request early access from the dashboard.
The offer
Dollar spending shouldn’t start with a fee schedule.
Creators and remote workers already earn in stables. The missing piece is spending them without paying for the privilege of having a card.
$0 to maintain
No monthly “keep the card alive” charge. If you’re not spending, you’re not being nickeled.
Spend where Visa works
Online first. The goal is simple: turn the USDC and USDT you already hold into purchases without a side quest.
Coming soon
Wallet first. Card next.
We ship the money app people use weekly before we unlock spend. That way your card isn’t an orphan product—it’s the spending layer on a wallet you already trust.
- Early access from your Vybe dashboard
- Tell us your spend volume so we size the rollout
- Issuance and compliance via licensed partners
Roadmap in plain English
Where we are—and what’s left.
Gasless wallet + pay by @username
Sign in, claim your name, hold stables, pay friends. This is the foundation the card sits on.
Verification & card issuance
Identity checks and virtual Visa issuance through licensed partners. You’ll request access from the dashboard.
Spend from your balance
Checkout triggers liquidation of stables into the purchase—so your dollars stay dollars until you need them.
Open the wallet now. Request the card when you’re ready.
Early access goes to people already using Vybe—because the card only makes sense if the wallet already works for you.