Splitting a bill is a solved problem in money apps: people, amounts, done. Crypto group chats unsolved it by making everyone a settlement clerk.
The weekend that needs a spreadsheet
You pay @kemi for dinner. She pays @tunde for tickets. Nobody screenshots an address. Activity on each phone reads as people. That’s the bar. If your “split” required a gas token, you didn’t split a bill. You ran a mini treasury.
House rules that actually work
- One person pays the venue. Others pay that @name—not the restaurant’s unknown wallet.
- Lock amounts. “Send me something” creates a second argument tomorrow.
- Confirm before it leaves. Fun night, irreversible money.
- Don’t mix a client invoice into the same thread as dinner.
Names are for humans. Hex is for machines. Dinner is not a machine.
Split checker
- List who owes whom in @names, not nicknames that map to three wallets.
- Write the amounts once. Send those amounts.
- If someone isn’t on Vybe, invite—don’t fall back to paste.
Pay is P2P. Wallet holds it. Collect is for when this is actually work. For the table tonight, send to a name.
